Terms and Conditions

Thank you for visiting this website, a property of Parlay Insurance Brokers (“Company”). By using and/or accessing the website, you agree to comply with and be bound by the following Terms and Conditions (“Terms and Conditions”), the Privacy Policy (“Privacy Policy”) and any and all other applicable Company operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published from time to time, are expressly incorporated herein by reference (collectively, the “Agreement”).

Please review the complete terms of the Agreement carefully. If you do not agree to the Agreement in its entirety, you are not authorized to use the website in any manner or form.

I. Requirements. The website is not intended for use by individuals under eighteen (18) years of age or the applicable age of majority, if greater than eighteen (18) years of age. If you are under eighteen (18) years of age or the applicable age of majority, you do not have permission to use and/or access the website. The website, and the ability to apply for services, are available only to individuals who can enter into legally binding contracts under applicable law.

II. Agreement Acceptance. This agreement constitutes the entire and only agreement between you and Company with respect to your use of this website, and supersedes all prior agreements, representations, warranties and/or understandings with respect to the website. As such, you agree to the terms and conditions set forth in this agreement with respect to your use of the website. We may amend the agreement from time to time in our sole discretion, without specific notice to you; provided, however, that any amendment or modification to the arbitration provisions, prohibition on class actions provisions or any other provisions applicable to dispute resolution shall not apply to any disputes incurred prior to the applicable amendment or modification. The latest agreement will be posted on the website, and you should review the agreement prior to using the website.

By your continued use of the website, you hereby agree to comply with and be bound by all of the terms and conditions contained within the Agreement effective at that time (other than with respect to disputes arising prior to the amendment or modification of the Dispute Resolution Provisions, which shall be governed by the Dispute Resolution Provisions in effect at the time of the subject dispute).

III. Description of the Website. The website provides users with an opportunity to apply for insurance-related products and/or services (“Services”), as offered by Company’s affiliated third-party service providers (the “Third Party Service Providers”). Please be advised that Company does not itself provide services, and the ultimate terms and conditions of any product or service provided by its Third Party Service Providers will be determined by those Third Party Service Providers. To qualify to receive Services, you must first fully complete the application form located at the website, as well as the application form set forth on the applicable Third Party Service Provider’s website.

The information that you must supply on the website includes, but is not limited to: (a) your full name; (b) mailing address; (c) telephone number; (d) email address; (e) date of birth; (f) type of insurance you are interested in; and (g) any other information requested on the Site Application (collectively, the “Site Registration Data”). Company’s use of the Site Registration Data shall be governed by the Privacy Policy.

To access the Privacy Policy please view our Privacy Policy page. Upon entering your Site Registration Data and clicking on the applicable submission button on the website, you may be redirected to the website of a Third Party Service Provider. Company may also transfer your Site Registration Data to its Third Party Service Providers in connection with facilitating the processing of your Services application.

The information that you must supply on the TP Application shall be determined by the applicable Third Party Service Providers (collectively, the “TP Registration Data” and, together with the Site Registration Data, the “Registration Data”). Any information that you supply to any Third Party Service Provider shall be governed by that Third Party Service Provider’s privacy policy.

Services application approval, and the ultimate terms and conditions of any product or service provided by any Third Party Service Provider(s), will be determined by those Third Party Service Providers. Unless explicitly stated otherwise, any future offers made available to you on the Site that augment or otherwise enhance the current features of the Site shall be subject to the Agreement. You understand and agree that Company is not responsible or liable in any manner whatsoever for your use of, or inability to use and/or qualify for, Services or other Third Party Service Provider sponsored products and/or services, or for any dispute between you and any Third Party Service Providers.

You understand and agree that Company shall not be liable to you or any third party for any modification, suspension or discontinuation of any product, service or promotion offered by any Third Party Service Providers. If Company terminates the Agreement for any reason, Company shall have no liability or responsibility to you. You understand and agree that refusal to use the website is your sole right and remedy with respect to any dispute with Company, and the Agreement only governs your use of the Site.

IV. Privacy Policy. We reserve the right to use all information regarding your use of the Site, and any and all other personally identifiable information provided by you, in accordance with the terms of our Privacy Policy. Use of the website, and all comments, feedback, information, Site Registration Data or materials that you submit through or in association with the website, is subject to our Privacy Policy.

V. Proprietary Rights. The content, organization, graphics, design, compilation, magnetic translation, digital conversion, software, services and other matters related to the website are protected under applicable copyrights, trademarks and other proprietary (including intellectual property) rights. The copying, redistribution, publication or sale by you of any part of the website is strictly prohibited. Retrieval of material from the website by automated means or any other form of scraping or data extraction in order to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from Company is prohibited.

You do not acquire ownership rights to any content, document, software, services or other materials viewed at or through the website. The posting of information or material on the Site by Company does not constitute a waiver of any right in such information and/or materials. The website name and logo, and all associated graphics, icons and service names, are trademarks of Company. All other trademarks are the property of their respective owners. The use of any trademark without the applicable trademark owner’s express written consent is strictly prohibited.

For questions about these Terms and Conditions, please contact us at ben@parlayins.com.

Last Updated: 2/25/25